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Normally,
employers offer group health insurance plans to their employees as
incentives to keep them working with them. For people that are self
employed, group health insurance plans can be purchased through an
association with which the self employed person is affiliated or as a
'group of one' plan if allow by his or her residing state laws.
Group health insurance plans are usually cheaper and lower in rates
than individual health insurance plans. Note: Many trade organizations
provide association group health insurance plans to members.
It is good to have an employer that provides group health insurance but
this is not always the case. In a situation where the employers'
package is not available, get a good group health insurance plan
through an association or find it individually.
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